Insights & Musings

This is where I share sharp observations, strategic commentary, and behind-the-scenes thoughts on relocation, taxation, sovereignty, and life beyond borders. Not everything here is polished — but it’s real. If you want to understand how I think and what’s coming next, this is the place to start.

The EU's War on Cash and Freedom: Why America is the Last Bastion for Entrepreneurs
Sebastian Sauerborn Sebastian Sauerborn

The EU's War on Cash and Freedom: Why America is the Last Bastion for Entrepreneurs

While the EU builds a digital surveillance state under the guise of fighting money laundering, entrepreneurs are feeling the squeeze. This article exposes the stark contrast between Europe's hostile, suspicion-based regulations and the pragmatic, business-friendly environment in the United States. Discover why America remains the true land of opportunity for those who value freedom and privacy.

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The Swiss Silver Trick That Saves Thousands
Sebastian Sauerborn Sebastian Sauerborn

The Swiss Silver Trick That Saves Thousands

On a trip to Zurich, I bought a tube of Silver Britannias for just £32.50 each — far less than the £42 UK price. Here’s the step-by-step method that saved me £4,750 on a monster box, all within the law.

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Carrying Your Portfolio Across Borders
Sebastian Sauerborn Sebastian Sauerborn

Carrying Your Portfolio Across Borders

Visas and flights are simple. Moving your portfolio isn’t. Here’s how expat investors can sell, transfer, or rebuild securities abroad

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Why a Double Taxation Agreement Could Save You from a Financial Disaster Abroad
Sebastian Sauerborn Sebastian Sauerborn

Why a Double Taxation Agreement Could Save You from a Financial Disaster Abroad

When you move abroad, the difference between keeping your wealth and losing half of it often comes down to one obscure detail: the Double Taxation Agreement. Using Germany as an example, this article shows how DTAs can protect pensions, crypto, and income—and why ignoring them is a costly mistake.

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From Plan B to Financial Independence
Sebastian Sauerborn Sebastian Sauerborn

From Plan B to Financial Independence

Same man, same income, different country — radically different freedom. Learn how relocation slashes taxes and accelerates financial independence.

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The Coming Robot Reckoning
Sebastian Sauerborn Sebastian Sauerborn

The Coming Robot Reckoning

Robots are coming for the jobs we can’t fill. This is how they’ll reshape business.

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Singapore Banks Compared
Sebastian Sauerborn Sebastian Sauerborn

Singapore Banks Compared

From DBS to HSBC, Singapore banks offer very different strengths. Here’s how expats in Asia and the EU can choose the right one

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The 20 Best Places for Freelancers to Pay Low Tax (and Actually Be Tax Resident)
Sebastian Sauerborn Sebastian Sauerborn

The 20 Best Places for Freelancers to Pay Low Tax (and Actually Be Tax Resident)

Many freelancers dream of paying less tax — but without a tax residency certificate, clients, banks, and even home tax authorities can block you. Here’s the 2025 guide to the 20 best countries for IT freelancers, with real numbers: tax, social security, health, and how much presence is required for residency. From Dubai’s 0% small business relief to Bulgaria’s flexible residency rules, this is your map to freedom.

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Venezuela: Between Social Media Rumors and Harsh Reality
Sebastian Sauerborn Sebastian Sauerborn

Venezuela: Between Social Media Rumors and Harsh Reality

Many predict Venezuela is on the brink of regime change and a hot new investment play. The truth is different: the Maduro regime is secure, daily life is survival for most, and assets aren’t cheap. Discover the real situation on the ground and where smart investors should look instead.

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Faith and Renewal at Farnborough: A Catholic Springtime
Sebastian Sauerborn Sebastian Sauerborn

Faith and Renewal at Farnborough: A Catholic Springtime

At St Michael’s Abbey in Farnborough, young Benedictine monks are joining in record numbers. For me as a conservative Catholic, it is a sign of hope — and a reminder that spiritual renewal can be just as valid a reason to move abroad as tax freedom or escaping surveillance.

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The Hidden Rules of Swiss Real Estate
Sebastian Sauerborn Sebastian Sauerborn

The Hidden Rules of Swiss Real Estate

Buying property in Switzerland is unlike anywhere else. From strict foreign ownership rules to unusual tax treatment, here’s what you need to know.

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The Long Game: Securing the Coveted Swiss Passport
Sebastian Sauerborn Sebastian Sauerborn

The Long Game: Securing the Coveted Swiss Passport

The Swiss passport is one of the hardest in the world to obtain — but also one of the most valuable. In a world of rising taxes, conscription talk, and unstable politics, a second citizenship is no longer a luxury. It’s a lifeline. Here’s why Switzerland stands out — and why the long wait might still be worth it.

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The Trojan Horse Has Entered the Classroom
Sebastian Sauerborn Sebastian Sauerborn

The Trojan Horse Has Entered the Classroom

For years, we were told the pronouncements from Davos were just abstract talk. That is over. Randi Weingarten's American Federation of Teachers has announced a formal partnership with the World Economic Forum to craft a new curriculum for America’s schools. The same organization that envisions a future where "you'll own nothing, and you'll be happy" is now set to mold the minds of the next generation.

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“Mankeeping” and the Missing Conversation About Male Value
Sebastian Sauerborn Sebastian Sauerborn

“Mankeeping” and the Missing Conversation About Male Value

Emotional labor in relationships is real — but so is male isolation. This response to the NYT’s “mankeeping” article asks the deeper questions: What do men bring to the table? Why do they open up only to women? And why are we still afraid to let men be men?

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